Built for modern businesses
Sign up in minutes for free. In short, no monthly fees, minimum spends, or hidden charges
Easily grow into new markets. Create HKD, USD, EUR and GBP wallets to receive payments.
Expand your supply chain. Make payments to 177 countries at low rates.
Streamline your sales
- Create currency wallets at the click of a button. Above all, skip the queues and paperwork involved in setting up local and foreign accounts
- After that, seamlessly integrate with global platforms like Amazon, Stripe, Shopify and Paypal. As a result, you can accept payments in local currencies
- Zero monthly fees and no minimum transactions. In short, our wallets are fee-free to set up and maintain
Make payments simple and easy
- Fast, easy and cost-effective transfers to bank accounts locally and internationally
- Make payments to 177 countries at competitive rates
- Meanwhile, set up multiple payees in seconds and send funds with the click of a button
Make bookkeeping a breeze
- Seamlessly integrate your Neat account with Xero for easy payment reconciliation
- Likewise, sync your multi-currency Neat transactions, including who made the transaction and where
- Your Xero transaction records updated on an hourly basis for easy bookkeeping
Full visibility and control
- Monitor all employee expenses from one place and in real-time from your Neat Dashboard
- Most importantly, stay in control by setting monthly limits and reduce the risk of unexpected expenses
- Create, freeze or cancel employee cards in minutes to protect your business funds. In other words, stay secure
Your Neat account integrates with Xero, so it’s simple to reconcile your transactions and receive in-depth financial reporting
Make it easy for customers to pay you by card. Neat integrates with Stripe, so those payments go directly into your Neat wallets
Make sure you’re consistently dotting all the i’s and crossing all the t’s – get support through Neat’s network partner Osome
Commonly asked questions
Is Neat a bank?
No. Firstly, Neat is not a bank. As a result, it is not supervised by the Hong Kong Monetary Authority.
Secondly, in Hong Kong, Neat has a strong regulatory backing and is a holder of Money Service Operator Licence (19-06-02796), Trust or Company Service Provider Licence (TC006452) and Money Lender’s Licence (No. 0464/2020).
More information can be found here.
How are my funds protected and secured?
Your money is in safe hands!
Your funds are held in segregated bank accounts at licensed banks and managed in accordance with robust safeguarding policies and procedures.
In addition, we also work with the best cybersecurity technology to keep your money safe and protected.
For example, take a look here to learn more about security.
How long will it take to set up my Neat account?
Thankfully, no time at all.
For example, the online application only takes 5 to 15 minutes depending on your company structure.
Once you have submitted your completed application, we will approve your account or request additional information if required, within 1 or 2 business days.
Are there any transaction limits?
We cater for businesses with up to USD 10mm of monthly sales.
Above all, we realise that each customer is unique. Accordingly, limits are reviewed on a risk-based approach by our compliance department.
What people say about Neat
“Firstly, I needed a credit card and I thought – I’m not going through all the hassle with a bank. For my business, Neat is the only account I use. Most importantly, it works for everything I need it for.”
Charis Rooda, Webconf.asia
“Opening a bank account as a young company in Hong Kong can be extremely time-consuming and as entrepreneurs the one thing we don’t have is time to waste. Certainly, with Neat we were able to set up our account very easily, and their services became immediately essential for all our day-to-day operations in Hong Kong.”
Claus Christensen, CEO & Co-Founder, Know Your Customer