Let’s getdown tobusiness

The Visa card for start-ups and small businesses. With features you need – and perks that actually help.

The Visa card for start-ups and small businesses. With features you need – and perks that actually help.


Made for entrepreneurs



  • Apply in 15 minutes – get your virtual cards instantly and your physical cards* in days
  • Use it anywhere that accepts Visa – online, in store* and at ATMs worldwide*
  • Choose from USD* and HKD as your base currency – with no monthly fee

*coming soon


Complete control



  • Set customised spending limits for each cardholder
  • Instant transaction notifications and full online management 
  • No more lost expenses – just photograph the receipt and tag it in the Neat App (you can also integrate accounting software like Xero)
Card 3-2

Perks that actually help



  • 1% cash back on all purchases
  • 25+ exclusive perks including discounts on Shopify, Google Ads and more
  • Limited corporate liability and travel accident protection to safeguard your business and your cardholders

Peace of mind

  • No hidden charges or monthly fees
  • 24/7 chat support and emergency hotline
  • Real-time expenses verification through the Neat App, email and business dashboard

What people say about Neat

Charis Rooda

“I needed a credit card and I thought – I’m not going through all the hassle with a bank. For my business, Neat is the only account I use. It works for everything I need it for.”

Charis Rooda, Webconf.asia

Fion Leung

“Neat has been super helpful. We have a lot of expenses for our events and advertising. We use the Neat Cards for all of them now, and it’s just easier.”

Fion Leung, Time Auction


What are Neat card fees?

There’s no monthly subscription fee for Neat cards.

Where can I use my Neat card?

Use your Neat card online, in stores and at ATMs worldwide wherever Visa is accepted, , with the exception of the countries/regions listed here

How do we add new cardholders?

It’s easy to add cardholders via the Neat Business Dashboard.

Log into your online account and click on “Cards” in the upper left-hand corner.  

Click on the “Add Card” button and follow the instructions. Choose whether you want a virtual or physical, and then confirm you accept the terms and conditions.

The new cardholder will get an email with instructions on downloading the Neat App, with a unique code for creating an account. 

Then just set their spending limit, and they’re ready to go!

How does the 1% cashback work?

Neat cardholders will enjoy cashback of 1% on all purchases.
Cashback payouts will be made monthly, credited directly into your Neat wallet.
Neat reserves all rights to update our reward schemes at any time. Full card T&Cs here.