Built for modern businesses
Sign up in minutes for free. No monthly fees, minimum spends, or hidden charges
Track spend in real-time to monthly or total spend limits, so you’re always on budget
Spend at Visa rates with low, transparent fees, earn cashback and get discounts
Streamline your payments
- Issue virtual cards in seconds to anyone in your company to pay for any online expense
- Benefit from no foreign transaction fees on the most widely accepted credit card network
- Rest easy with built-in limits & controls that ensure employees spend responsibly
Cut your expenses
- 1% cashback, every month on all the vendors you’re currently paying for
- Forget complicated points programs with confusing multipliers and limited redemption options
- Access $50,000 in partner rewards
Power to your people
- Issue physical cards to your employees to cover travel and in person expenses
- Save them time with built in receipt capture and expense management
- We cover you with limited corporate liability and travel accident protection to safeguard your business and your cardholders
Full visibility and control
- Monitor all employee expenses, in one place, in real-time from your Neat dashboard
- Stay in control and set monthly limits to limit risk of unexpected expenses
- Create, freeze or cancel employee cards in minutes to protect your business funds, all from your desktop
Get 100% Cashback*
on up to the first $100 of Ad Spend on Google
on Office 365 Business Standard packages
on new users subscribing for Dropbox Business Standard
Commonly asked questions
What are the Neat Visa card fees?
There’s no monthly subscription fee
We charge a 2% ATM Withdrawal free (US$4 Minimum)
1.5% foreign merchant fee is applies to non HKD transactions
Where can I use my Neat Visa card?
Use your Neat Visa card online, in stores and at ATMs worldwide, wherever Visa is accepted, with the exception of the countries/regions listed here
How do we add new cardholders?
It’s easy to add cardholders via the Neat business dashboard.
Log into your Neat dashboard and click on “Cards” in the upper left-hand corner.
Click on the “Add Card” button and follow the instructions. Choose whether you want a virtual or physical – it’s that simple.
Remember – our legal relationship is with you (the business) and you sign up to our terms, so if anything goes wrong with one of your cards, it’s your responsibility (not the employee cardholder). Make sure you trust each employee cardholder and that they are aware of how and when they can use your card.
A reminder of the terms are here.
How does the 1% cashback work?
The new employee cardholder will get an email with instructions on downloading the Neat App, with a unique code for creating an account.
Then just set their spending limit, and they’re ready to go!
The 1% cashback will be paid into your Neat Multi-currency Wallet on the first day of the following month.
Further details can be found here.
Is my Neat Visa card a credit card?
Yes, but at the moment we don’t offer credit beyond the balance of your multi-currency wallet. We may extend the credit line in the future, but this is not available at the moment.
You can apply for as many Neat Visa cards as you need with different card limits, however total credit will always be restricted by the balance in your multi-currency wallet.
What people say about Neat
“I needed a credit card and I thought – I’m not going through all the hassle with a bank. For my business, Neat is the only account I use. It works for everything I need it for.”
Charis Rooda, Webconf.asia
“Neat has been super helpful. We have a lot of expenses for our events and advertising. We use the Neat Cards for all of them now, and it’s just easier.”
Fion Leung, Time Auction