Smartcorporate cards

Create virtual and physical corporate cards with built-in controls that eliminate expense reports, with 1% cash back on every transaction

We save you time and your business money


Create virtual and physical corporate cards with built-in controls that eliminate expense reports, with 1% cash back on every transaction

We save you time and your business money



Built for modern businesses



Sign up in minutes for free. No monthly fees, minimum spends, or hidden charges



Track spend in real-time to monthly or total spend limits, so you’re always on budget



Spend at Visa rates with low, transparent fees, earn cashback and get discounts




Streamline your payments

  • Issue virtual cards in seconds to anyone in your company to pay for any online expense
  • Benefit from no foreign transaction fees on the most widely accepted credit card network
  • Rest easy with built-in limits & controls that ensure employees spend responsibly




Cut your expenses

  • 1% cashback, every month on all the vendors you’re currently paying for
  • Forget complicated points programs with confusing multipliers and limited redemption options
  • Access $50,000 in partner rewards




Power to your people

  • Issue physical cards to your employees to cover travel and in person expenses
  • Save them time with built in receipt capture and expense management
  • We cover you with limited corporate liability and travel accident protection to safeguard your business and your cardholders




Full visibility and control

  • Monitor all employee expenses, in one place, in real-time from your Neat dashboard
  • Stay in control and set monthly limits to limit risk of unexpected expenses
  • Create, freeze or cancel employee cards in minutes to protect your business funds, all from your desktop



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Office 365

Save 10% 

on Office 365 Business Standard packages



Save 40% 

on new users subscribing for Dropbox Business Standard

Commonly asked questions

What are the Neat Visa card fees?

There’s no monthly subscription fee

We charge a 2% ATM Withdrawal free (US$4 Minimum)

1.5% foreign merchant fee is applies to non HKD transactions

Where can I use my Neat Visa card?

Use your Neat Visa card online, in stores and at ATMs worldwide, wherever Visa is accepted, with the exception of the countries/regions listed here

How do we add new cardholders?

It’s easy to add cardholders via the Neat business dashboard.

Log into your Neat dashboard and click on “Cards” in the upper left-hand corner.

Click on the “Add Card” button and follow the instructions. Choose whether you want a virtual or physical – it’s that simple. 

Remember – our legal relationship is with you (the business) and you sign up to our terms, so if anything goes wrong with one of your cards, it’s your responsibility (not the employee cardholder).  Make sure you trust each employee cardholder and that they are aware of how and when they can use your card.  

A reminder of the terms are here.

How does the 1% cashback work?

Your employee will get an email with instructions on downloading the Neat App, with a unique code for creating an account.

Then just set their spending limit, and they’re ready to go!

The 1% cashback will be paid into your Neat Multi-currency Wallet on the first day of the following month. 

Further details can be found here.

Is my Neat Visa card a credit card?

Yes, you can use your card anywhere that accepts Visa credit cards and credit card merchant fees will apply.  

For more information on how the Neat Visa card works click here

What people say about Neat

Charis Rooda

“I needed a credit card and I thought – I’m not going through all the hassle with a bank. For my business, Neat is the only account I use. It works for everything I need it for.”

Charis Rooda,

Start growing your business

Join our network of over 30,000 SME’s growing their business the Neat way