NeatBusiness Pricing
Neat Business Features
| Dedicated payment instructions | FREE |
| Account opening and maintenance | FREE |
| Neat iOS and Android App for Neat Cards | FREE |
| Expense management and real-time notifications | FREE |
| Multilingual customer support | FREE |
Cards
| Monthly Fee | Free |
| Card Replacement | Free |
| Card Transaction (domestic) | Free |
| Foreign Merchant Fee ¹’² | 1.5% |
| ATM Withdrawal | 2% (US$4 / HK$25 Minimum Fee) |
¹ When a transaction currency denomination is different than the Base Currency of your Neat Visa Card, the Visa exchange rate will apply. e.g. if the Base Currency of your Neat Visa Card is USD and the transaction is denominated in HKD, then the Visa exchange rate will apply.
² No foreign merchant fee applies to transactions made in the same currency as your Neat Visa Card, irrespective of the country where the
merchant is based. e.g. if you are making a payment in USD from your Neat Visa USD card with a merchant based outside of Hong Kong, then no
foreign merchant fee will apply. However, if you are paying for a transaction in EUR for example using your Neat Visa USD card then a 1.5% foreign merchant fee will apply. View our full card pricing here.
² No foreign merchant fee applies to transactions made in the same currency as your Neat Visa Card, irrespective of the country where the
merchant is based. e.g. if you are making a payment in USD from your Neat Visa USD card with a merchant based outside of Hong Kong, then no
foreign merchant fee will apply. However, if you are paying for a transaction in EUR for example using your Neat Visa USD card then a 1.5% foreign merchant fee will apply. View our full card pricing here.
Outgoing Payments
| To Neat Personal Card | FREE |
| From HKD Neat wallet to Hong Kong bank account* | HK$30 |
| From USD Neat wallet to Hong Kong bank account | US$8 |
| From GBP Neat wallet to account within SEPA | FREE |
| From EUR Neat wallet to account within SEPA | FREE |
| International Payment | HK$90 / US$12 |
* If the receiving bank does not support FPS, a HK$60 fee will be applied.
Incoming Payments
| FPS Payment from Hong Kong bank account to HKD Neat wallet | HK$2 |
| Express Payment from Hong Kong bank account (CHATS) to HKD / USD Neat wallet | HK$15 / US$2 |
| SEPA Payment to EUR / GBP Neat wallet | FREE |
| International Payment to HKD / USD Neat wallet* | HK$65 / US$13.5 |
*International payments processed over the SWIFT network to Neat or any bank may incur a variety of fees, outside of our control. Usually, payments are processed by a network of banks (intermediary / correspondent banks), which charge a handling fee.
Incorporation - US$650
| Business Registration Fee | US$32 |
| Government Incorporation Fee | US$222 |
| 1 Year Registered Office Address (mandatory) | ✓ |
| 1 Year Company Secretary (mandatory) | ✓ |
| Digital Copy of Official Company Documents | ✓ |
| Guaranteed Neat account | ✓ |